Welcome to the Chronicles of the Life & Times of The Bernician
As his Chronicles testify, The Bernician has performed on the professional stand-up comedy circuit since July 1991; written and staged two critically acclaimed London plays; taught stand-up to a giggle of fledgling comics who went on to professional careers; co-produced and co-directed a critically acclaimed 35mm short film; and played supporting roles in mainstream and independent film and television productions; in addition to co-producing and marketing a #1 hit Danish action comedy and directing his award-winning debut feature film, Nefarious, which is set for release on DVD, VOD platforms and in cinemas in 2025.
He went on to draft the first legal argument by a lay advocate to be established as a point of UK law; as well as creating and publishing free online content that has had more than 8 million downloads; whilst co-producing and directing his highly rated second feature film, The Great British Mortgage Swindle, which was released in 2018; followed by The Three Faced Terrorist in 2022 - the most heavily censored of all his work to date. He is also a recalcitrant philosopher; a revisionist historian; the founding sovereign of Universal Community Trust.
- Born within sight of the River Tyne in the spring of 1969, on a day when a fire-breathing comet struck Britain and turned the skies red, The Bernician spent his first nineteen years North of the Wall, before heading south in search of creative plunder, belly laughs and true love.
- Following a ten-night, sold-out run of his one-man show, Dad Wouldn't Mend My Tractor, at the Euro-Theatre Festival in France, where one French critic described it as "the language of universal comedy", he established himself on the London comedy circuit in August 1991.
- During his first three months on the comedy circuit, The Bernician was described by The Heckler magazine as "one to watch for the future", having gone on a run of storming gigs, sharing bills with award-winning comics Lee Evans, Bill Bailey, Jenny Eclair, Jerry Sadowitz, Phil Jupitus, John Thompson and Eddie Izzard, to name but a few.
- In 1995, The Bernician wrote his first London play, The Truth Game, a snappy contemporary comedy about three couples lying to themselves and each other, which became an overnight fringe success and was described by the Blackheath Guide as "an unexpected treasure."
- The Bernician then wrote and starred in Nightlights, a play about a narcissistic late-night radio talk show host, which also played to full houses in London, after Time Out described it as "a skillful light satire."
- The Truth Game enjoyed several sell-out runs at theatres across London and The Bernician was commissioned to develop it into a screenplay by Kino-Eye Films, which led to his induction into the guerrilla film industry and the first of nine trips to the Cannes Festival in May 1996.
- In the autumn of 1996, The Bernician performed his character-based, surreal and political stand-up in Ray Brady's Little England for Kino-Eye Films, which was broadcast on Channel 4 in 1997.
- In 1998, The Bernician co-produced and co-directed the 35mm fifteen minute black comedy, Roadkill, starring the late Brian Hibbard [pictured above], which was described by Total Film as "hilarious" and "beautifully shot" and was broadcast on Sky Moviemax in 2000, following popular screenings at the Cardiff, Leeds and Raindance film festivals.
- From 1996 to 2001, The Bernician's stand-up workshops in London and the south east nurtured numerous national new comic award-winners and professional comedians, including Markus Birdman, Mark Dolan, Stephen Carlin, Patrick Monahan, Eddie Brimson, Rosie Wilby and Josie Long.
- In 2000, The Bernician was cast in a supporting role in the 1st episode of Randall & Hopkirk (Deceased), starring Vic Reeves and Bob Mortimer, as an oddball workman, playing opposite Jessica Stevenson. The episode was directed by Game of Thrones director, Mark Mylod.
- In August 2001, The Bernician was commissioned to write a historical television drama series called Geordie Boys, about three generations of Newcastle United fans and the players they idolised. The ten episode series is still in development and is partially based upon his own family.
- In 2004, The Bernician co-produced the hit Danish action comedy, The Good Cop, starring Kim Bodnia and Game of Thrones star, Nicolaj Coster-Waldau, which his company, Unspeakably Wicked Pictures, launched in Cannes whilst the film was #1 at the domestic box office.
- The Bernician shot his directorial debut feature, Nefarious, also starring Danish legend, Kim Bodnia, alongside newcomers, Conor Woodman, Spek, Shaoron Percy and Guy Porritt, and Dutch stars, Alwein Tulner, Tygo Gernandt, Willy van der Griendt, Kenan Raven, Johnny Melville and the late Antonie Kamerling, in the spring of 2005. The film has been remastered to HD for its long-awaited release.
- From autumn 2009 until autumn 2018, The Bernician and co-producer, Michael O'Deira, spent nine years making a coruscating documentary feature film called The Great British Mortgage Swindle, which was released in the UK on the 10th of November 2018.
- In the summer of 2010, The Bernician founded Universal Community Trust, which formally became a government-free, tax-exempt jurisdiction, in which the rights of the individual are protected from the potential tyranny of the collective under Natural Law, when the UCT Treaty was ratified by 25 newly formed autonomous micro-nations, on 21/06/2012.
- The Great British Mortgage Swindle was written and narrated by The Bernician, who also appeared in the film during footage of a talk he gave on mortgage fraud in Stony Stratford in 2011 about his infamous legal dispute with Bank of Scotland. TGBMS has now garnered more than two hundred 5 star reviews on Amazon.co.uk.
- In the summer of 2019, the TGBMS producers gathered together more than a thousand claimants and launched a class action lawsuit alleging decades of institutionalised mortgage fraud against every commercial UK bank, following the capitulation of Bank of Scotland in their fraudulent £2.5 M claim against The Bernician's family.
- When COVID-1984 began the TGBMS Class Action was postponed and The Bernician set about identifying and exposing the multitude of frauds being perpetrated worldwide, before launching a Private Criminal Prosecution against the UK Government for pandemic fraud and mass murder under the cover of COVID. Whilst the case is still ongoing, The Bernician has been blacklisted as 'subversive' and heavily censored.
- When it became clear that Britain had descended into COVID-1984 tyranny, without any possibility of obtaining justice under the Common Law, The Bernician drafted Magna Carta 2020, which was duly ratified by the founding sovereigns of Universal Community Trust on 23/08/2020.
- On February 22 2022, part one of The Bernician's highly controversial two part documentary series about the Christchurch Mosque attacks on March 15 2019 was released on A-FP Video, when it was immediately blacklisted by every major social media platform. Part two was released in June 2022 and has been just as ruthlessly censored.
- Fifteen years after his last gig, The Bernician founded a politically incorrect comedy circuit called Speakeasy and returned to stand-up comedy at Speakeasy Comedy Club Birmingham in the spring of 2022, where he compered for fellow cancelled comics, the hilarious Craig Campbell, Tania Edwards and Steve Hughes, at a truly barnstorming opening night.
- Speakeasy Comedy Clubs have now been established in Edinburgh, London, Birmingham, Nottingham, Newcastle, Hereford, Caerphilly and Swansea, where other top drawer comedians Tom Stade, Jojo Sutherland, Lewis Schaffer and Alistair Williams have already featured on bills with The Bernician at nights of uncensored, unbridled, polemic stand-up comedy.
- IN December 2024, Nefarious won its first award in the Best Feature Film category at the highly rated TMFF - The Monthly Film Festival; as well as being named as a finalist in the respected London Film & Television Awards.
- MOB won the prestigious IndiFEST Film Award of Recognition for his outstanding work on Nefarious. The critically acclaimed and award winning film will be released in the UK, Denmark and Holland in spring 2025.
- In addition to running hugely popular webinars on his specialist subjects of banking fraud, liens and all things UCT, in 2025 MOB is also offering other equally compelling webinars on Sun Tzu's The Art of War and The Bernician Remedies.

Featured Video
Crimes of COVID-1984 Podcast | The Case Against Hancock et al
The Case Against Hancock et al
Here lies The Case Against Hancock, Whitty, Vallance and Ferguson [recorded ‘live’], featuring a summary of the material evidence that was dismissed as ‘hearsay’ three times by Westminster Magistrates’ Court, which will now be presented in the Court of Public Record, whilst another application for warrants to arrest the usual suspects is being prepared concurrently.
As is a charge list for the impeachment of Sunak, which a member of the House of Commons [who shall remain nameless for the time being] has emphatically agreed to present to fellow members of Parliament at the earliest opportunity.

Featured Article on Banking Crimes
Refusing to take lies for truth
Lien On Banksters | A Potential Remedy For 11 Million Void Mortgagors
In the absence of any realistic possibility of obtaining justice against the banksters in an increasingly tyrannous system, which we have already seen time and time again is rigged to protect them from the consequences of their myriad of crimes, we have been forced to identify, develop and implement a Common Law remedy for the TGBMS Claimants, which this article will endeavour to summarise and explain.
It is a remedy which not only requires no legal enforcement, it is also outside the jurisdiction of the courts and has the potential to indemnify every void mortgagor in the country for the losses they have incurred [or might incur] because of a fraudulently registered mortgage.

Featured Historical Article
The Trojan History of The Common Law
From Brutus to Magna Carta 2020 | The British Common Law Timeline
1103 BC – According to the Historical Triads, Morgan and Waddell, Britain was founded by Brutus and the Trojans, as a free and sovereign nation, in which all men and women were considered equal to the king.
This ancient assertion was corroborated by Lord Chief Justice Coke, in Preface to Vol. iii. of Reports, when he affirmed that the Original Laws of this land were composed of such elements as Brutus first selected from the Ancient Greek and Trojan Institutions.

Featured Podcast
Conversations with Dr. Cowan & Friends | Ep 74: Michael O'Bernicia
Conversations with Dr. Cowan & Friends | Ep 74: Michael O'Bernicia
Today’s podcast features someone who is not a usual interview guest. After having an in-depth conversation with him about his current work, I realized that our guest, Michael O’Bernicia, has an amazing story to tell about his encounters with certain “powerful” people in politics and finance.
What I appreciated was that rather than focus on the usual tale of fraud and corruption, Michael came up with an innovative plan that could be a way out of the mess we are in. I can assure you that you will be fascinated and inspired by this unusual and amazing story.

Featured Article in Critical thinking
Incriminating Evidence
Incriminating Pfizer Vaxx Safety Study Reveals 1 In 17 Mortality Rate
Pfizer Safety Study [dated April 30 2021], shows that, out of 21,325 known outcomes within 90 days of ‘vaccination’, 1,223 [5.74%] suffered fatal adverse events.
Yet the rogue UK Government just ordered 54 million doses of a vaxx which is known to kill 1 in 17 of those injected with it.
Therefore, if all 54 million doses are administered, that will extrapolate into 3,176,470 vaxxterminations by lethal UK Government, MHRA and WHO approved Pfizer ‘vaccines’.

Featured Article from Convid-1984
Nothin except the truth is what it seems to be.
Scientists Proved Viruses Are Not Contagious In 1918
As documented by Arthur Firstenberg, a researcher, consultant and lecturer on the health and environmental effects of electromagnetic radiation with 40 years of experience, the only experiments attempting to prove viruses are contagious were carried out in the 1918 flu pandemic and these experiments failed 100% of the time.
The details can be found in The State of Science, Microbiology and Vaccines Circa 1918 by John M Eyler PhD:
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2862332/

Miscellanous Posts
Official Trailer for The Great British Mortgage Swindle
For those who haven’t already seen it, his is the Official Trailer for The Great British Mortgage Swindle, the coruscating documentary feature film, which is now the most talked about documentary feature film in virtual memory.
Historic Judgment Which Changed Everything For UK Mortgagors
Historic Judgment Which Changed Everything For UK Mortgagors This is a re-post of the article on self-realisation.com, which announced my family’s historic summary judgment win in Leeds High Court, on the 21st of July 2014. […]
8 Steps To Cancelling Your Illegal Mortgage and Claiming Indemnity
8 Steps To Cancelling Your Illegal Mortgage and Claiming Indemnity In the event you are a UK mortgagor and you are able to provide all the evidence required to prove that your mortgage is illegal […]
Renegade Inc: The Great British Mortgage Swindle
Host Ross Ashcroft is joined by the film-makers Michael O’Bernicia and Michael O’Deira on Renegade Inc: The Great British Mortgage Swindle, to find out what is really going on with our mortgages and the banks that provide them.
Here Lies Yet More [Yes, More!] Incredible TGBMS News
More Incredible TGBMS News Here lies yet more [yes, more!] incredible TGBMS news. Case One Last Monday, a friend of mine appeared in the Birmingham County Court, defending his void mortgage company’s possession claim. Only […]
FCA Complaint: Santander PLC Trading Under Fake Company Name
FCA Complaint: Santander PLC Trading Under Fake Company Name Please read this urgent complaint to the FCA by Paud Kerry, regarding the evidence that Santander has been issuing mortgage possession proceedings using a fake company […]
The Dawning of a New Day in the Fight Against Mortgage Fraud
The Dawning of a New Day I am thrilled to declare that we have witnessed the dawning of a new day in the fight against mortgage fraud. A man who only came across the film […]
The People v The Banks: Representative Actions To End Mortgage Fraud
The People v The Banks: Representative Actions To End Mortgage Fraud So you want to know about the planned Representative Actions to cancel 11.2 million illegal mortgages and claim compensation from the Land Registry? Well, […]
UK Supreme Court Re-Affirms ‘Fraud Unravels All’ As Public Policy
UK Supreme Court Re-Affirms ‘Fraud Unravels All’ As Public Policy For those who are looking for evidence that the English establishment is preparing the ground for the forthcoming deluge of applications to cancel […]
Beating The Banksters: An Urgent Call-to-Action For Every UK Mortgage Holder
Beating The Banksters: An Urgent Call-to-Action For Every UK Mortgage Holder In the wake of perhaps the most significant victory against a UK bank in a British legal history, I know what some of you […]
Void & Illegal Mortgage #2 Cancelled By Land Registry
Nine years and one month after the beginning of my family’s dispute with Bank of Scotland, it is now finally at its end, in what can only be accurately described as capitulation by the bank.
Victory At Long Last – Massive #TGBMS News
Victory Is Ours I am delighted to be the bearer of massive #TGBMS news. In a word, Victory. After almost a decade of legal action, the Land Registry has cancelled the last remaining charge over […]