Mortgage Fraud 101: Case Law on Forced Entry by Bailiff and Police Here are some essential pieces of case law, which should be used to deal with a bailiff and police, who claim they have […]
Read moreCategory Archives: Banking Crimes
In this category you will find all manner of posts, including articles, transcripts and videos, on the subject of Banking Crimes, with specific focus on UK mortgage fraud and judicial corruption.
Everything you read here is based entirely upon The Bernician’s own research into the laws of banking and his extensive experience of those laws being applied selectively in the UK courts.
TGBMS Day Is Coming For The Banksters
TGBMS Day Is Coming For The Banksters In the face of continued criminality, three remarkable events transpired last week, which should provide inspiration and encouragement for everybody fighting mortgage fraud on the front line. Dorset […]
Read moreMortgage Fraud 101: Summary of The TGBMS Grounds
Mortgage Fraud 101: Summary of The TGBMS Grounds At the end of The Great British Mortgage Swindle it is declared that, for the purposes of canceling 11.2 million illegal mortgages and claiming indemnity from the […]
Read morePerfected Lien: Properties Withdrawn From Fire-Sale Auction
Perfected Lien: Properties Withdrawn From Fire-Sale Auction Here is a sanitised version of the perfected lien process that was initiated against invalidly appointed LPA Receivers, who were acting illegally in the name of the Lien […]
Read moreLand Registry Confirms That No Mortgage Arises Without Legally Valid Documents
Land Registry Confirms That No Mortgage Arises Without Legally Valid Documents It has now been confirmed that the Land Registry has altered the register to show that my sister is the owner of her family […]
Read moreMortgage Fraud 101: Maxims of Equity and Commerce
Mortgage Fraud 101: Maxims of Equity and Commerce Maxims of Equity Here lie the Maxims of Equity: Equity regarding what ought to be done Equity will not suffer a wrong to be without a remedy […]
Read moreBeat The Bailiffs With The Original 3 Letter Process
Beat The Bailiffs With The Original 3 Letter Process Whatever unscrupulous others might tell you, the original 3 letter process for getting rid of fake credit card debt was created by myself more than a […]
Read moreMortgage Fraud 101: The Commercial Lien Process
This UK-centric Commercial Lien process is not for the faint-hearted or those looking for a quick-fix. If you not in default on a mortgage but have gleaned sufficient knowledge to know that you have been […]
Read moreJoin The Unlawful Eviction Prevention Force
Join The Unlawful Eviction Prevention Force This is a critically important Call-To-Action for everybody who lives on these shores. We are urgently recruiting people for a nationwide Unlawful Eviction Prevention Force, with the aim of […]
Read moreMortgage Fraud 101: Rebutting The Undefendable
Mortgage Fraud 101: Rebutting The Undefendable As those fighting mortgagor possession proceedings with the TGBMS Grounds will already know, the most common reaction from banksters, their lawyers and the Land Registry, is to attempt to […]
Read moreMortgage Fraud 101: The Conditional Acceptance Process
Mortgage Fraud 101: The Conditional Acceptance Process In the event I was beginning a process of discovery, in relation to ascertaining whether my mortgage was illegal and void, I would begin with the following conditional […]
Read moreThe Robin Hoody Process: Discharging Fraudulent Credit Cards
The Robin Hoody Process: Discharging Fraudulent Credit Cards The following is a sanitized transcription of the Robin Hoody process, which began as the genuine attempt of a former executive level chartered accountant to enforce payment […]
Read moreAnthony Stansfeld: UK Banks are Corrupt on a Massive Scale
This is a letter from Anthony Stansfeld [who appears in The Great British Mortgage Swindle] on the failure of the UK’s governing and regulatory institutions to hold the banks to account for decades of endemic […]
Read moreBOOM! TGBMS Shakes The Room At The Land Registry
Here lies yet more [yes, more!] tremendous TGBMS news, as major progress has been made in an AP1 application to the Land Registry, for the purposes of cancelling the entry of a fraudulent mortgage in […]
Read moreHistoric Judgment Which Changed Everything For UK Mortgagors
Historic Judgment Which Changed Everything For UK Mortgagors This is a re-post of the article on self-realisation.com, which announced my family’s historic summary judgment win in Leeds High Court, on the 21st of July 2014. […]
Read more8 Steps To Cancelling Your Illegal Mortgage and Claiming Indemnity
8 Steps To Cancelling Your Illegal Mortgage and Claiming Indemnity In the event you are a UK mortgagor and you are able to provide all the evidence required to prove that your mortgage is illegal […]
Read moreHere Lies Yet More [Yes, More!] Incredible TGBMS News
More Incredible TGBMS News Here lies yet more [yes, more!] incredible TGBMS news. Case One Last Monday, a friend of mine appeared in the Birmingham County Court, defending his void mortgage company’s possession claim. Only […]
Read moreFCA Complaint: Santander PLC Trading Under Fake Company Name
FCA Complaint: Santander PLC Trading Under Fake Company Name Please read this urgent complaint to the FCA by Paud Kerry, regarding the evidence that Santander has been issuing mortgage possession proceedings using a fake company […]
Read moreThe Dawning of a New Day in the Fight Against Mortgage Fraud
The Dawning of a New Day I am thrilled to declare that we have witnessed the dawning of a new day in the fight against mortgage fraud. A man who only came across the film […]
Read moreThe People v The Banks: Representative Actions To End Mortgage Fraud
The People v The Banks: Representative Actions To End Mortgage Fraud So you want to know about the planned Representative Actions to cancel 11.2 million illegal mortgages and claim compensation from the Land Registry? Well, […]
Read moreUK Supreme Court Re-Affirms ‘Fraud Unravels All’ As Public Policy
UK Supreme Court Re-Affirms ‘Fraud Unravels All’ As Public Policy For those who are looking for evidence that the English establishment is preparing the ground for the forthcoming deluge of applications to cancel […]
Read moreBeating The Banksters: An Urgent Call-to-Action For Every UK Mortgage Holder
Beating The Banksters: An Urgent Call-to-Action For Every UK Mortgage Holder In the wake of perhaps the most significant victory against a UK bank in a British legal history, I know what some of you […]
Read moreVoid & Illegal Mortgage #2 Cancelled By Land Registry
Nine years and one month after the beginning of my family’s dispute with Bank of Scotland, it is now finally at its end, in what can only be accurately described as capitulation by the bank.
Read moreVictory At Long Last – Massive #TGBMS News
Victory Is Ours I am delighted to be the bearer of massive #TGBMS news. In a word, Victory. After almost a decade of legal action, the Land Registry has cancelled the last remaining charge over […]
Read moreWatch Michael O’Bernicia & Michael O’Deira Interviewed on Renegade Inc.
Michael O’Bernicia & Michael Deira on Renegade Inc. The literal old French translation of the word mortgage is ‘death pledge’. In Britain, the mortgage market is worth more than £1.3 trillion, but how many of […]
Read moreRenegade Inc. – The Great British Mortgage Swindle
Renegade Inc. – The Great British Mortgage Swindle The literal old French translation of the word mortgage is ‘death pledge’. In Britain, the mortgage market is worth more than £1.3 trillion, but how many of […]
Read moreRenegade Inc, Our Screen and TGBMS Next Steps
Renegade Inc. – The Great British Mortgage Swindle Last month, Michael O’Deira and I had the pleasure of being interviewed by Ross Ashcroft for Renegade Inc. A trailer for the show, which will be broadcast […]
Read moreTGBMS: A Catalyst for a Very British Cause
The Great British Mortgage Swindle is finally finished. There, I said it. After nine long years of technical, physical and legal struggles, at the cost of three homes, £6.3M worth of property and my formerly […]
Read moreThe Path to Indemnification for 11 million Void Mortgagors
Once again, I am the bearer of news that every one of Britain’s eleven million registered mortgagors needs to know. After five years of insisting that it is not liable for all the losses incurred […]
Read moreRectifying Miscarriages of Justice in A Rigged System
Over the course of the last ten years I have been involved in various and multiple legal proceedings involving financial institutions; sometimes as a claimant, other times as lay representaive or advocate for litigants-in-person; and […]
Read moreThe Beginning of the End
I am, once more, the bearer of glad tidings for every one of Britain’s eleven million registered mortgage holders, which might well herald the beginning of the end for institutionalised mortgage fraud on these disunited […]
Read moreRothschild: The Hidden Sovereign Power Behind BIS
In order to prove that the House of Rothschild was the hidden hand behind the founding of the Bank of International Settlements [BIS] in Basle, Switzerland – purportedly the central bank for the central banks, […]
Read more#TGBMS: BOS in Fictitious Mortgage Arrears Shocker
For those who have been following my family property trust’s long-running legal battle with Bank of Scotland and its LPA Receivers over the past seven years [those who haven’t can read about it here], the […]
Read more#TGBMS: The Rigged System Strikes Back
At the stroke of noon today at the heart of the rigged system, a hearing of our appeal of a decision of the 1st Tier Tribunal of the Property Chamber [which upheld an appeal by […]
Read moreTGBMS: The Final Battle for Ashquorn House
As followers of my family’s eight year battle with Bank of Scotland and its LPA Receivers will already know, we have been fighting to prevent the fire-sale of a building called Ashquorn House in North […]
Read more#TGBMS: 20 Questions To Expose The Swindle
Here are the questions which would inevitably lead to the exposure of the nature and extent of the institutionalised Land Registration swindle, in the event that an executive officer of the Land Registry gives honest […]
Read more#TGBMS: Yet Another Twist in the Tale of A Void Mortgage
There has been yet another twist in the tale of my family’s seven year war of attrition with Bank of Scotland and its LPA receivers. We have just discovered that, on 02/07/2015, the Chief Land […]
Read moreLand Registry Accepts Legal Objection to Illegal LPA Receiverships
In an unprecedented development, the trustees of my family’s private property trust have received notification from Durham Land Registry, that their legal objection to the LPA Receivers’ attempt to transfer ownership of one of the […]
Read moreThe 1215 of Extraordinary Events in Turbulent Times
I am the bearer of 1215 words, comprising a logical synthesis of information regarding extraordinary events in turbulent times, the consequences of which will prove devastating to the purveyors of institutionalised mortgage fraud and the […]
Read more#TGBMS: Check Mate
Not for the first time, I am the bearer of extraordinarily good news, in relation to my family’s long-running battle with Bank of Scotland and its LPA Receivers, who have enjoyed the protection of a […]
Read moreTGBMS: The Time Is Nigh
There are few moments in life, even if one is blessed with a generally fortunate existence, when many seemingly disparate phenomena synchronistically fall into place, giving rise to opportunities, both daunting and alluring, which are […]
Read moreBritain 2015: A Fully-Fledged Fascist Police State
In the immortal words of the ancient Oriental sage, Lao Tzu: “Do not conquer the world with force, for force only causes resistance. Thorns spring up when an army passes. Years of misery follow a […]
Read moreCautionary Tale of Fuckwittery By Analogous Reasoning
Please consider this brief, cautionary tale of contemporary fuckwittery, by analogous reasoning. A fake credit card company sells a fraudulent claim to a third party, who then aggressively pursues the alleged debtor with threats of […]
Read more#TGBMS: The Twists in the Tale of a Void Mortgage
Just when one thinks the legal determinations in our long-running dispute with Bank of Scotland cannot get any more bizarre, the Chief Land Registrar [CLR] has written to the trustees of my family’s private property […]
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